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@gloriouslight You wouldn't believe how many calls I get trying to talk me into taking money out or refinancing to move us off this rate. NO WAY IN HECK are we going to do that.

@miriamc Me and my hubby have this debate all the time. Home mortgage $112,000. Payment with escrow is $725.00. Interest rate 2.75%. I think we are way better off investing than paying this down. Idk...we really go back and forth on the issue.