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@c2c Hi. Thanks for you comment. About "...and it’s impressive you derived this from scratch." What do you exactly mean? Isn't that idea already taught at islamic finance courses? This isn't a groundbreaking idea, or is it?

Selam aleykum. Lately I've been very busy with islamic finance, and how that might look in inshallah a future "real" Muslim country (let's call it country X). So the other day I was thinking about how central banks raise/lower the interest rate to stimulate the economy of the country in...