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    Advice wanted: Inheriting $200k - are we right to put it all into the mortgage?

    @eqhsk It depends on the nature of the investment. Some investments are held for their capital growth potential and you don't pay tax on those until you dispose of the asset and pay CGT on the gain in value, usually discounted by 50%. Other investments produce an income stream - e.g. rental...
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    Advice wanted: Inheriting $200k - are we right to put it all into the mortgage?

    @bootsie1 You pay income tax on income you earn from investments, for example, interest on deposits, rent from rental property and dividends from shares. You pay CGT when you sell an investment. The 6%/10% thing is roughly correct, the important point is that reducing your PPOR mortgage loan...
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