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@danalovesjesus The cap cost reduction isn’t relevant once you have your residual and monthly payment. They left the payment unchanged but increased your residual by $2k. That’s what matters. The value of the second revised deal is $2k less to you.

@danalovesjesus They increased the residual by $2k. Given you’re quite likely NOT to return the car (and even if you do, you can monetize a lower residual when doing so), they’re taking away roughly $2k from you. Do not sign. If they ask why, tell them you won’t sign something with the same...