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  1. J

    When do taxable investments make sense?

    @takeonme If you get stock bonuses from your employer or are enrolled in the company’s ESPP, you will need a taxable brokerage. I sell a lot of my company stock on a regular basis, so I just buy ETFs with the money I get by selling. Even if you don’t get stock bonuses, a taxable brokerage...
  2. J

    Can I afford a house?

    @newway I doubt they can afford it. With a 400k mortgage (because they’re barely putting anything down), the mortgage alone would come out to 2800 a month. Adding all the other items like PMI, home insurance, taxes, maintenance and utilities, this could easily be 4000 dollars a month. And...
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