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@gmck22 Interest is a cost. But the cost can very well be worth it. It's a big mistake to refuse to use debt and financing

@resjudicata It's not just a question of credit score, it never is, but you should probably shop around. My biggest unsecured LOC and HELOC are at prime (currently 7.2), and I know people with open financing at Prime minus something. I also have one at prime +0.5 but it was an online offer just...

@gmck22 It's not that impressive... That's prime + 0.5. OP should get it. Always good