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@atown If it were me, I'd take money out of the savings and pay the car off. Ask for a settlement quote, sometimes it's a few grand less than the outstanding balance. Should you decide to settle the loan, that R5600 that you're currently spending can be sent to your 32 notice account monthly as...

@atown Is the R5600 going towards paying off a car loan? If so, what is the oustanding balance?

@drew21pa I was just about to comment this, read it a few years ago. She's released another book providing financial advice for teens too.