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    MSE overpayment calculator suggesting it is better to overpay a 3% mortgage than save interest at 4.5%

    @siony 20% deposit but put another 10% into property in developments or thereabouts so may get some of that back in an upwards valuation
  2. 1

    MSE overpayment calculator suggesting it is better to overpay a 3% mortgage than save interest at 4.5%

    @resjudicata Thanks, I am betting that over 4 years I’ll average more than 2.3%, we shall see…
  3. 1

    MSE overpayment calculator suggesting it is better to overpay a 3% mortgage than save interest at 4.5%

    @resjudicata My mortgage is 2.3% for 4 more years. I am putting £1k a month aside into my ISA (vanguard global all cap) and then will take a view in 4 years whether I sell all of it to overpay mortgage at renewal or keep isa investing, depending on the new rate available then. I think this is...
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