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@lize Money is fungible, doesn't really matter if you see it as the tenant paying the interest or the landlord. It's still a cost that has to be paid in relation to the property so arguably does reduce profit. The final repayment will likely be made through the sale of the property. People use...

@lize Not on an interest only mortgage which many btl are

@wondering1985 £20k a year. If you stuff it for a decade the current market jumps we're seeing make for some decent returns.