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@seeker112 Hire purchase loan aka a loan from the bank to buy your car. For second hand vehicles, it will need to be less than 10 years old. This is prerequisite, although there are some exceptions. Income is also a factor of course.

@seeker112 Perhaps you can consider buying a second hand 2014 myvi? Those go for below 22k. 2014 so you can technically still qualify for a hp loan.