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    Are we living above our means now that my spouse is staying home with the baby?

    @aballa Ok if you have over 6 months I’d say you’re doing just fine with the emergency fund. It’s honestly so much more than most people have and even at a rate of only 500 you are still adding to it plus the bonuses. Though I am thinking some if that bonus money will be vacation money since...
  2. P

    Are we living above our means now that my spouse is staying home with the baby?

    @aballa I wouldn’t worry too much about the savings if you’re getting a 30k bonus that I assume you will save. But what about unexpected house repairs I’m guessing there’s a savings account that’s not the emergency fund? Also will you continue to find her retirement for the next five years as...
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