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@ralphalvarezz Yes i do take some loss on saga. I had to pay extra 2k to settle after selling bcs i settled too early. But for my other cars when i sell later, after selling and full settlement I will probably get back my downpayment. That money will then be recycled to the next car purchase...

@schnolhamor I own a business, my own salary is above+++ average. Last January 2023 I bought a new proton saga. 10% downpayment, 8 year term. Used it for 10 months then I paid full settlement and sold it. Bought a used Civic early 2024. 8 year term. Now recently purchased an EV priced around...