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  1. M

    Idea for the second pillar: Choice between 2nd pillar chosen by employer and a vested benefits account

    @ale4614 You can still do that ....with your own money. I regard the 2nd Pillar as my "bonds"the stable investment. That means I can do whatever I like with my other money. It seems you are too young to remember the crashes of 2000 and 2008. I think in the long term you will be happy that your...
  2. M

    Pension fund contribution or etf investment?

    @tierras I would say it depends on your age primarily: Under 45 I would go with VT, above 50 I would primarily put in to the 2nd pillar to bring down taxes and fill up the pensionslücke. IMHO.
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