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@novemberrainstorm It doesn't subsidize your internet access, unless you have cheaper internet on Jio only phones vs normal phones or they restrict what phone you use. It only subsidizes your devices, which happens with all other manufacturers too - most android devices already come with fb...

@cliffordidepew I fail to see a connection here, in fact it's the opposite - you pay for a specific app / ecosystem first and then get the goodies in that system. It's no different than hotstar partnering up with disney / HBO for content. What am I missing here ?

@brennenstuhl That's pretty much the concept of insurance, we all pay collectively to cover the risk of some of us getting sick and having to bear that cost. With more people paying, the government can actually do an even better job with the same amount of money .... in an ideal world, of course.

@ridley12 Yep, everyone seems bent on getting health insurance.

@debsy17 I feel the current situation is the effect of inflation and that markets are only slightly overbought (if at all), but I haven't really run any numbers on it. However, another effect of inflation is going to be low returns everywhere - so "PE > 22 has usually given poor 3Y, 5Y returns...

@debsy17 I am not assuming anything, I am merely suggesting that the facts presented in the article are not credible enough to support the idea that inflation is 7-8%. That's obviously not a smart thing to do, however at the same time assuming inflation has gone down because your expenses have...

@debsy17 Is that your blog ? I started reading it with interest but as it went on (now I am not a finance guy) there are a lot of irregularities in the calculation I seem to notice. The first and the foremost being that it assumes any change in the amount of expenses in a category is caused by...