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@lostsoul159753 thanks for sharing. No doubt what Utkarsh has built in one generation is very impressive. Also a huge fan of inclusion models and SFBs have huge potential to succeed with the low cost of deposit advantage. If there was one risk with Utkarsh it's the fact that 75% of their...

Two Small Finance Banks (SFBs) - Fincare and Utkarsh - filed their DRHPs with SEBI in early August - within a week of each other! Both are IPOing since they have to - they are mandated (per RBI guidelines) to go public within 3 years of crossing networth of Rs. 500 crores, and they've both hit...