Search results

@alvacam Explained my reasoning in your other comment

@arista Depends on the situation. If it is performing good but not great and from a tax perspective it is better to keep it for sometime then I will keep it. If it is not great then definitely redeem and put in new fund while taking the tax hit. Eventually I do redeem it and put it in the...

@eagle20 Have 2 index funds. One for Sensex and one for nifty 50. Both have similar amounts with the Sensex doing slightly better than nifty. There is duplication across the 2 funds (as Sensex and nifty 50 I think have 60% or so similar companies). But when I started them I didn’t know which...

@contemplativekingdoms You are welcome

@jennifermartin Great. Best of luck with it.

@jennifermartin Not too 5 but top quartile in its category (top 25% of all funds in its category). Value research shows this for various durations (quarters, years) and scenarios (lump sum, SIP)

@jesusownsmyheart Haven’t tried it. Have you? Any difference?

@jennifermartin Sorry if I was unclear: dangerous terrain comment was not for you investing 74% in index funds. It was for you asking me for MF recommendations which is always a dangerous thing for anyone to suggest to someone else. Here is how I pick funds: 1. I first decide what my...

@jennifermartin Dangerous terrain friend but I’ll answer with usual caveats of what worked for me might not work for you and past is not prediction for future. I used to have 10-15 funds. A few years ago I brought it down to six, 2 each in the 3 categories I mentioned in my earlier message...

@jennifermartin Timing: I don’t think I was particularly lucky with timing. I just kept doing SIPs regardless of what was happening in the market or what my returns were Selecting Active funds: I would read a lot and use value research to pick funds. Picked some good ones, some ok one and...

@jennifermartin This is my 12th year of MF investing. My current annualised return is ~ 16%. Vast majority of my investments have been in equity MF via SIP & direct investment.