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@origamimaster81 Hey, thanks for your reply. Getting rid of the car isn't an option for me because I'm not close to stores, church, or my doctors. I've done some back-of-the-napkin math before and don't think it's worth it based on how much I use the car. I would very quickly eat up all of its...

I'm trying to look ahead to 2020 and would like to discuss my financial strategy, if anyone would be willing to do so. I'm likely going to be moving across the country in early 2021. I realize my rent is high, but I live in a HCOL area and am able to walk to work, so I will be staying in my...