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  1. J

    Convert tIRA to ROTH now (26 y.o.) or not

    @silence1111 Thanks for explaining. Someone else posted a link to a popular post on here explaining why traditional is better. Time to learn! Thanks
  2. J

    Convert tIRA to ROTH now (26 y.o.) or not

    @into_the_wilderness Thank you!
  3. J

    Convert tIRA to ROTH now (26 y.o.) or not

    @silence1111 Surely the taxes i pay now are less of a penalty than the money growing at ~6% every year for the next 50 years, then paying tax (at a higher bracket) on those distributions. Or am i wrong
  4. J

    Convert tIRA to ROTH now (26 y.o.) or not

    I have about 11k in a traditional IRA rolled over from a 401k from a short-lived job. Maybe about 10% is due to gains from investment. I want to convert to ROTH as that money will be growing for the next 50-60 years. It seems like a good time to do it now, especially before I start making a...
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