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    Pay off Postgraduate Loan at 6.5% or Invest in VGLS100 for c.7% ?

    @roger5599 Yes this is why I think I’m struggling to quantify. The interest rate also varies due to inflation
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    Pay off Postgraduate Loan at 6.5% or Invest in VGLS100 for c.7% ?

    @saved84 Will likely be paid off in 9-11, won’t be written off. I’d free up about £100 a month if I paid it off. Earnings will stay broadly similar.
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    Pay off Postgraduate Loan at 6.5% or Invest in VGLS100 for c.7% ?

    @nonamer21 Both do if you consider opportunity cost and time value of money right?
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    Pay off Postgraduate Loan at 6.5% or Invest in VGLS100 for c.7% ?

    @nonamer21 It can fluctuate was 6.3% previously , it’s linked to inflation.
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    Pay off Postgraduate Loan at 6.5% or Invest in VGLS100 for c.7% ?

    Hi everyone I have a Postgraduate Student Loan which currently attracts an interest rate of 6.5%. This could vary over the life of the loan. Should I pay off the Postgraduate Student Loan aggressively or invest in my Vanguard LifeStrategy 100?
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