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  1. M

    TIL - If your tax rate at contribution and withdrawal is the same, your take home from pretax RRSP contribution is the same as TFSA at withdrawal

    @adam56 I would say fat less than the top 1% of Canadians will have this problem. The only ppl who have rates higher in retirement then when working are people with generational wealth or who start an extremely successful business.
  2. M

    TIL - If your tax rate at contribution and withdrawal is the same, your take home from pretax RRSP contribution is the same as TFSA at withdrawal

    @shellyssaved Depends on your career. If you get up to 80 or 90k quickly then you will very quickly be earning at a rate well above your average retirement age rate. Domt forget we are comparing your marginal rate not average rate.
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