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@secret0123 People have been really helpful! Most of my money is in a help to buy Isa ~12k , but I do want to maximise my money because who doesn’t ! I’m lucky to have a dad who is very finically literate :)

@sashieng Okay thank you, once I have sorted my move I shall look into all of these. I don’t mind taking a rosters strategy because I have 30 years to build my fund . I don’t particularly have a reason for the theee funds . I just wanted to diversify my money to hit different markets . !thanks

@sashieng I am new to investing , this was me trying to make a diversified investment portfolio. That I haven’t looked at for 6 months . Totally understand where you are coming from . Why 10% in dividends, fuck knows but I shall be changing that . Would the best thing just to as someone else...

@jessetwigg Okay thank you for this . I just tried to be as varied as I could . But I understand why putting it into a global index fund , it’s varied and all sorted for you

@jessetwigg So stashing it all in Vangaurd FTSE global all cap index ?

I am thinking about adding the S&P 500 into the mix but looking at any advice . I feel happy with my mix of risk, put more in technology because I believe in it and decided a bit more risk was acceptable . Currently not paying into this due to moving jobs and house but once settled will start...