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    My Pru insurance has started to accumulate funds. Should i withdraw half of the fund or wait?

    My insurance is now on its 4th year and agent told me way back that it will have funds from the investment on its third year. Now, i want to enjoy using the accumulated value of investment. Agent said i should wait on the 10th year kasi my additional daw e bibigay si Pru. Is it worth it to wait?
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