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@naly May withdrawal charges yan OP. Tama lang din na if walang emergency you wait until the 10th year for the loyalty bonus.

@adamlost Yes you can fully or partial withdraw it. Depends on how long you have paid you will face withdrawal fees.

@ephesians321 Not sure if new employer will retract their offer due to your pre existing conditions. But always declare your pre existing conditions so wont have problems during claims. Its up to the underwriting team to decide on whether your conditions are insurable or not.

@resjudicata Ok naman mag tanong. Knowledge is an investment too. For more questions im a chat away.

@resjudicata Ideally you will need insurances for each situation in the early years of your career. Health , Income protection and Life. From those 3 mainly if we have a normal pace of life Health talaga ang unang pag gagamitan natin ng insurance then for income protection last is life in case...