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@moises7 Ok as a contrast I have had nothing but good experiences with FA’s. I’ve received good advice and they helped run numbers that made a huge difference to my investments. My OPINION is most FA’s are excellent. Could most be great, then? Maybe, maybe not. But that would be a very...

@4theloveofgod1 An opinion is the opposite of facts. “Most financial advisors are garbage and only interested in selling you an investment” is an opinion. And that opinion is not helpful to the discussion or OP’s question.