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@mike331 Since both the policies are legit/current, I've read often times they will negotiate amongst themselves and basically split the cost of the claim... which can apparently delay things and even cause you to end up with less... it's the flip side of that I'm focused on. This is assuming...

Also, they are totalling out my vehicle and I'm very unhappy with the amount...I plan to contest the figure w/"company A" by providing my own comparables. If I'm still unhappy with the result, is there any sort of option where I can use 'company B" to get a "2nd opinion" on whether the damages...

@mike331 This is the jist of what I've discovered. If only just really not liking an answer could make a difference...

Ok so unintentionally I have overlapping auto insurance polices and I got into a single vehicle accident. I filed with the co w/the $500 deductible instead of the $1000, however the $1000 policy is the one with Rental Coverage... Is there a legal way for me to make the collision claim with...