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  1. H

    Do rates spike at certain ages, or is it simply a case of get it done ASAP because your rates will go up as you age?

    @vrl It does, thank you for your answer. I have a whole life policy (I believe that’s the name for it) that was put in place by parents, and I took over it when they passed. It didn’t seem like enough and I was thinking I should perhaps get a term policy in place, even though I have no...
  2. H

    Do rates spike at certain ages, or is it simply a case of get it done ASAP because your rates will go up as you age?

    A co-worker says you want to get it in place before age X because that’s when the rates really spike, but is it really set up that way?
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