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    Looking For Ideas Of What To Do Since I Can't Afford Survival Apparently

    @james17 I actually considered that and looked into it. Was pretty much told consolidation is the better way to go rather than bankruptcy since I could double my income in the next year pretty easily, therefore having 6 years of a bankruptcy follow me and no car when I could wait a year and...
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    Looking For Ideas Of What To Do Since I Can't Afford Survival Apparently

    @resjudicata Did look into that, I work for the company that insures me. It honestly is a somewhat good plan for people who don't have excessive care, but for people who do we always get fucked over no matter the plan just from how the system works. I feel worse for my patients on Medicare or...
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    Looking For Ideas Of What To Do Since I Can't Afford Survival Apparently

    @celestialangel18 Thank you! Actually found my exact year and model bumper for $60, thinking about just buying it and putting it on myself and finding a lax mechanic that'll pass me on safety which would allow me to file for the emissions hardship waiver and I'd be okay. I heard out here it's...
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    Looking For Ideas Of What To Do Since I Can't Afford Survival Apparently

    Long story short (But to give the best context I can for advice) I lived on the west coast when I bought my car for 5K in 2018. It's supposed to be paid off right now, but I still currently owe 6K on the loan due to interest/fees and I've already paid off nearly 10K. They got me good. I got...
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