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    Why get an IRA if you have a (401)k?

    @masteroftheart No problem. You scared me for a minute there!!
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    Why get an IRA if you have a (401)k?

    @masteroftheart If you fund your traditional IRA with after tax dollars and file a form 8606 with the IRS every year claiming the after tax amount you contribute, they will not tax you again on those contributions (the basis amount) upon withdrawal. They will tax the earnings only upon...
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