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@tyronasmith ok thanks for the reply and sauce..

@tyronasmith lets say im not transferring any fund to acc3, in the future my epf contribution will still be divided to 75-15-10 right? but my question is the interest calculation. will it benefit more to have more in acc 2 instead of acc 3 or it doesnt matter? If the interest is the same, i...

@neobondjames 3k above salary can already apply for most credit card. Try checking out ringgitplus.

@jonathann take out as in transfer from acc2 to acc3. not take it out from EPF. So it doesnt matter if its acc2 or acc3 right?

@eeevie i dont plan on doing anything but i am curios tho how does the interest work. does acc3+acc2 yield the same interest as acc2? if it does, i might just transfer some for emergency fund.