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@resjudicata The statue of limitations in Quebec is 3 years with an exception for a court judgement, which has a 10 year statue of limitations, including TAL judgements.

@resjudicata Most of it at some point is just zombie debt. Stuff they don't really think they can collect, but anyone who pays them makes them profitable. Even good debt is up for discussion. I negotiated a discount on my father's estate debt... I knew that 100% of the money was there, but they...

@aaronmark That's not how that works. A person who is unable to pay their debts can be sued into bankruptcy, but otherwise you need to self declare. If the debt is that old and no payments have been made, it may be uncorrectable. I think federally it is 10 years with no payment but provinces may...

@zoukirovic Who pays you, StockX or the ultimate customer?