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@bobo_mcpherson Thanks for reminding me that his dad has retired. My context of sharing about health insurance was both due to my lack of awareness of PSUs and the related benefits, as well as because private sector employees are able to add their parents to their health cover but are caught by...

@robinlynn1976 See: https://www.indiainvestments.wiki/faqs/insurance/do-i-need-my-own-health-insurance-employer-already-has-group-policy His health insurance will only last till he is employed. You have to think of cover post that. Second, employer’s and Insurance companies often change the...

@robinlynn1976 In addition to others’ excellent advice: If you want to settle the loans then - avoid everything that is a “want “. For example, the Interiors and the bike are a “want”. - do not marry and put someone else in trouble and uncertainty until you settle all loans first. - get that...

@trends A colleague with lots of pre-existing conditions who was regularly refused insurance worked hard and smart and set aside 1Cr for good medical expenses. A health insurance makes sense for those who cannot afford to set aside cash, who cannot afford to pull money out of savings for...