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  1. C

    Eject from Spaceship Super?

    @church2u2 Better performance this year does not justify the ridiculous fees. The equities markets have been rising significantly and 12.5% p.a. is not that spectacular. DHHF as a diversified equities fund for example returned 17.74% over one year to end of Jan, if you take away 15% of that...
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    Are these numbers correct on Mortage Stress when the RBA gets the cash rate to 3.5% eventually?

    @nina_1989 Yep I remember being excited about our SVR dropping to 5.19% after the 7-8% period.
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    Are these numbers correct on Mortage Stress when the RBA gets the cash rate to 3.5% eventually?

    @cindychar If you want to model mortgage stress you should go much further than 4%. It’s not that long ago that 5-6% was the norm or even considered lowish. https://www.finder.com.au/historical-home-loan-interest-rates
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    Eject from Spaceship Super?

    @church2u2 Those comparison tools compare the “default” investment option of each super fund at $50k balance - targeting people who don’t want to / don’t know how to set their investment allocations. Most major super funds have indexed premix or DIY investment options that are far cheaper...
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