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@keithdixonjr IMO, pay the car off (fixed 6% APR) plus ~10% annual depreciation.

@kycatt007 Pretty good plan, my only thought is that "Max RRSP", IMO this would depend on if you have a decent company pension.

@teachermike IMO it's finding the balance that works for you. If you like rotating into new cars maybe lease, if you tend to hold onto them, finance it at the best rate you can find. Cash only if you are swimming in it. Some manufacturers have some models on at 0% (depending on model, region...

@coolbutclueless Yes, as a Sole Proprietorship the business revenue is combined with/as your personal income when you file your taxes. The timing is irrelevant as long as it's within the same tax year.

@dirtydeeds Stress is a killer. Down size now, don't rent, invest the balance, and find another job. Find someplace so that your daughter remains in her school, and just do it. If you have the big jammer where does waiting get you? Good luck.

@little96 I think it was Billionaire John Paulson said "Bitcoin is a limited supply of nothing". I think I would trade it on technicals and momentum, not something I would hold long term at this point.