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  1. S

    I should 1.5x my income in 401k by age 35…?

    @jasonrporter0316 4% is nowhere near enough. At your income you need to save 20%.
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    How do you motivate yourself to save and pay off debt?

    @homohabilis117 Honestly I tried everything and then did Dave Ramsey. I know the order doesn’t make sense and blah blah blah. That it’s purely a mental system focused on behavioral finance and not math. Well it worked for me. You have to be willing to actually sacrifice though. I hated not...
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    About 30 percent of us will die before age 65. Do you have a plan B for your investments, in case you're unlucky?

    @jwlickliter That’s fine with me. I have 50% if it in ROTH, but honestly take half and live. Take the other and build multigenerational wealth.
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