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    Saving money during PhD

    @jesusbecoming Your local tax office will be the best possible source ;) there should be someone at your Gemeinde that can handle all tax questions.
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    Saving money during PhD

    @jesusbecoming No unless you own property or hold more than 180k in combined assets. You can check with your local tax office to be sure. It might still be worth filing for taxes if you contribute more than the minimum to your pension fund and/or have other deductable. In Züri you can now do it...
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    Saving money during PhD

    @evangelinaa Get an account at interactive brokers, switch to the tiered pricing model (way cheaper than your bank), put a bit of money in Vanguard Total World (VT) every month. This is a a broadly diversified ETF (9000+ companies, from all over the world with various sizes). Takes about 5...
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