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@rhemajoy Thank you for the thoughtful and in-depth response. The tool looks appealing! It has helped me make the decision and I will go the ETF route. I have one further question for you: DeGiro is great due to the quite varied list of commission free ETFs. Interactive Brokers appeals to me...

@brendaj63 I was looking at the list of funds provided by bogleheads.es. For example the iShares Developed World Index Fund: https://docs.google.com/spreadsheets/d/1qTBkH0K5zE-e5OXsUo6Prmo2QGmYNWf63Y-iLQqdBaA/htmlview# They have a pretty good list comparing index funds and ETFs. I also watched...

@brendaj63 Thanks for the response - given the flexibility ETFs seem to allow when moving internationally, I am leaning towards that option now. Looking at the fees, it seemed like they were pretty similar? Maybe I missed some detail.

@bandr I see, that sounds like a no go for me then. If I do end up going to the US, it looks like I’d have to end up selling and then reinvesting with a US broker. Thanks again - have a lovely evening. 🙏🏼

@bandr Thank you very much for the info. Isn’t it very difficult to invest in ETFs that are located in the US from Europe? Luckily I’m the least likely to end up in the US, so this may turn out to not be such a big factor.

Context I’m about to start investing and want to ensure my strategy will work in the long-term for my situation. I am a German and currently living in Spain. I also have family in the UK and the US and am not sure where I will settle in the end. I could end up retiring in any of these 4...