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@tcna Fixed rate period runs from draw down date, but if you drew down in February 2018, your 5 year fixed period would have expired approx 6 months ago, in Feb 2023.... Are you sure about the dates involved here? Or do you mean Feb 2019 as original draw down date?

@hazeyrock I'm not the poster to whom you're replying, but while you have a point in the general sense, their suggestion is probably the exception. Specifically, the Aygo/C1/107 (and its successor 108) were a joint venture between Toyota and PSA Peugeot Citroën, to the degree that they are all...

@kim75 Don't think of it as a deposit as such, rather you have to satisfy an LTV ratio, and if you can do that with the equity then you should be ok. It just so happens that for most purchases the only component reducing the LTV ratio is the deposit, so it's somewhat assumed there is no other...