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@davetownsend Hmm. Not sure I like the fact that about half the bonds in each case are non-Canadian, and hedged to CAD. Also don't like the percentage of Canadian equity.

@davetownsend I dunno about significant drop vs when working. Theoretically no mortgage payments (or even downsizing). No need to commute, buy work clothes, do all of the other things that cost a shit load of money in order to be able to work. Senior discounts (which should be bloody banned...