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@2ndprizepopple No it doesn't because the bank get their full money and so your clear normally before it's due time

@buzzard I ignored my credit card bills ,,,,,,,,,,, blocked all bank phone numbers relating to bills by marking them as spam .......... ignored all mail sent by CCard company ....... 5 months later a debt collection company rang me to say they now owned my dept and how much would I be able...