@adedayor That's the thing also. If I look on the Blue Cross Blue Shields site, same prices really. Even for plans not on exchange. These are the best options that give me access to Northwestern hospital also.
Trying to decide between 3 plans in Illinois. The third option is an HSA plan which I can put aside $7750 for 2 people and of course invest that if needed. It's also a tax deduction on my S Corp.
Family of 4, 2 small children. All very healthy, no medical issues in 2023. I have no issues...