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    Thoughts on our personal finances so far this year?

    @lwilliams777 Ahh that makes sense and your title does say so far this year - it’s only that we typically see these over the course of a year or a typical month. It looks very good in all, particularly the low amounts you are spending on yourselves and eating out!
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    Thoughts on our personal finances so far this year?

    @lwilliams777 No gas and only £505 for a years worth of electricity? Looks too good to be true, well done on keeping those costs down. I’m in a 2 bed and pay £170 dd a month for gas and electricity combined and £45 a month for water.
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