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  1. M

    How is anyone with a full time job struggling ?

    @deborahs757 Dude, you sound like someone from the Fire community. Nothing about your examples, numbers, job or living style is normal.
  2. M

    Road to financial freedom

    @ken999 Thanks for the recomendations, I will look into this. Maybe I'll get in again with the next crash. But this time with maybe 5-10% of overall net worth.
  3. M

    Road to financial freedom

    @ken999 Good for you! Risky but given your age, a good risk to take. I also speculated with crypto but recently dicided to get out, since I don't have a ledger and don't trust the banks to hold my crypto at this point of development. It is sad, that someone earning median to lower wage has...
  4. M

    Road to financial freedom

    @ken999 I get you, what I mean is, that to me the coinmarket is not as decentralized as it seems and is influenced by the view who have a lot. It is not influenced by the government but by others, and there are no laws and transparency.
  5. M

    Road to financial freedom

    @ken999 After what happened with Sam and big players influencing the markets you still trust the coin market?
  6. M

    Joint bank account

    @nnhust Erbrecht I suppose. If you are not really wealthy I would not get a lawyer. Our net worth is under 500k and we have a pen written will that the other spouse gets all. If there is no will, the government has to determine the Erbfolge, maybe double check that there are no kids outside...
  7. M

    Joint bank account

    @nnhust I am not a lawyer. If its the same as everywhere else, the account is frozen until the inheritance is resolved. In Germany for example it can take up to 6 months if there is no will in place. So yes, good idea to have a will(even unofficial one in own writing is good than none) and a...
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