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@jasonrporter0316 4% of your income going to retirement [Plus match, 8%], and 40K saved in total at 35, with a 170K salary… My dude, unless you start living below your means, you are screwed. Screwed, I tell you! 33K on a mortgage, 14K on cars, 15K on vacations, 6K on eating out, 6K on...

@floydt I’ve done some pretty extensive research on the costs, lol. Been wanting to go on vacation for a while, but I don’t like spending a lot of money so always try to find the cheapest way to do it while still being able to have a good time.

@ellel Vacations are fine, but they are apparently spending 15K USD a year on vacations. $15,000. To put that in perspective, two people could go on a 9-day cruise around the Fijian islands [Via P&O Australia] for about 2K USD. A family of four could go to Rarotonga for a week for 5K USD. 15K...