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  1. C

    PSA for PPF investors: Invest INR 1.5L before April 5th to avail maximum interest for the FY.

    @zealotx What if I already have a big amount in FDs as debt? Does it still make sense to invest in PPF over ELSS for 80C?
  2. C

    If you're going to switch to the new tax regime, does it make sense to stop putting money in PPF, NPS, etc to simplify things?

    @atgeki That's bad news even though I only contribute the bare minimum (1800/- I think) every month.
  3. C

    Anyone else in their debt free journey?

    @chas4all My loan interest rate is 6.7%, while my investments will be at 12% on average. This is the reason why I pay less EMI and invest the rest. I understand I'm paying more interest this way but then again, I claim it under tax deductions. As for home loan, I am not sure which city I will...
  4. C

    Anyone else in their debt free journey?

    @chas4all I do have an education loan but I keep the EMI low for tax savings purposes. Not sure if paying more interest is worth the tax savings
  5. C

    PSA for PPF investors: Invest INR 1.5L before April 5th to avail maximum interest for the FY.

    @usernameless What if I already have a big amount in FDs as debt? Does it still make sense to invest in PPF over ELSS for 80C?
  6. C

    If you're going to switch to the new tax regime, does it make sense to stop putting money in PPF, NPS, etc to simplify things?

    @planter You are correct about that
  7. C

    If you're going to switch to the new tax regime, does it make sense to stop putting money in PPF, NPS, etc to simplify things?

    @resjudicata Isn't putting that same 1.5L in an ELSS a better plan for the long term future? Genuine question coz I'm in the same boat and have wondered about this.
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