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@iamjamieq Yes, it is. I recently came across this and I was able to bring it down by 1%
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@iamjamieq Visit your home branch, reach out to the bank manager. They might ask you to give an application plus your salary slips
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@warriorjmg If your CIBIL is 800+ you can request the branch manager to lower it down. They can bring it down to 8.35%