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@serpentofdoom You are focussing on MSCI World, but there are other ETFs that emulate the economy. And you can also mix them. You also mentioned China, which is not part of the MSCI world, that one only included developed countries. MSCI world also only included large cap (big companies), but...

@serpentofdoom That depends on the ETFs you are buying, as a general statement what you said is not correct.

@makaylaglynn there is no savings account that gives interest. But of course you should have some cash "on hand", both for when you suddenly need it, but also if you suddenly find a really good investment idea. You invest into an ETF that tries to simulate the entire world economy. Depending...

@makaylaglynn That's good because that should make it relatively "easy" to just transfer it to a bank account. They will probably still ask questions though. But the last thing you want is not having access to your money or being investigated for suspected financial fraud. I wonder if there is...

@makaylaglynn Holy shit man, paypal is the least safe place to have any kind of money. You can lose your entire savings in a heartbeat. Info: Did you properly file your income taxes in Germany? Once you have that all figured out make sure to have your money transferred to a proper bank account...