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    Single Public Service Pension and State Contributory Pension: Confirmed they combine?

    For those paying into a Single Public Service Pension, am I correct that the total pension received at retirement will be inclusive of the State Contributory Pension? As in, if say a SPSP is currently estimating €25k per annum and the state pension is approx €13k per annum. This person will...
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    Mortgage Overpayment Limits

    @gentilerain Oh fabulous! We’re just about to decide on which AIP to move ahead with and this definitely tipped the scales to PTSB.
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    Mortgage Overpayment Limits

    @garyn BoI = 10% overpayment on monthly repayment. AIB = €5,000 per year overpayment before potential penalty. PTSB = Apparently no limit to overpayment amounts but are a bit paper-workey for it. EBS = Have ended overpayments as of January 2024, but allow shortening of your term to increase...
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    Considerations when applying for variable rate mortgage

    @moshil Last I checked, the below can be done on fixed rates without penalties but confirm any you may pursue: - BoI allows 10% overpayment on monthly amount (well below your 2.5-3 times) - AIB allows €5,000 per year total - PTSB allow any extra amount (got that from other posters here) - EBS...
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