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@codygm I had not heard of a ILS/CIL, but will look for one in my area as that sounds a lot closer to the services I am needing. My disabilities are physical, and only affect me cognitively when something severe flares out of control. I live independently but struggle with my ADLs. I am...

@codygm I’m looking for a good program to register a PASS plan with, and finding one that works for my goals (graduate education and entrepreneurship) rather than saying I am unworkable because I won’t do their basic funnel plan. I will never be able to do manual labor, I want to use what is...

I’m looking into my options for the future, I’m young and my disability is permanent/life long. I do want to go back to school, maybe start a tiny business, something to make me feel useful - but the risk of the benefits cliff is so huge when your average yearly health costs can exceed 6...

@codygm This is not an affiliate link, but a direct link to all the wonderful things that extracare and extracare+(formerly care pass) do for people who are willing to spend the 45 a year for free money CVS Extracare +

@codygm Oh yeah. It’s the best. For every four prescriptions you fill you get another two dollars extra bucks. So if that’s already your pharmacy, it’s basically just getting paid to pick up your meds. If not, they offer free shipping on Rx as part of extracare+ and will literally courier...

@codygm For anyone utilizing any form of benefits who is also renting in any form. Apply for housing. Even if you don’t need it NOW. Especially if you have a disability, dependent, or children. Rents are rising, and the list is exploding. Stay on the housing list, even while you are housed...

Not a government benefit, but also wanted to shout out the CVS Extracare (formerly “carepass”) as for the $5/mo or $45 a year fee it gives you $10 extra bucks a month minimum (I usually end up with $20+ each month between extra “$2 off your purchase” type texts and 20% off full price item...

@codygm That explains all the rural hospitals raging against Medicare Advantage plans! I’ve seen so many articles demonizing them in the past year, while I have had nothing but good experiences with mine. Always boils down to the money.

@codygm Honestly, I had avoided it because I had heard terrible things about it compared to traditional Medicare, and I was a QMB at the time so I wasn’t paying anything for anything medical, but dental work was completely out of the question in my financial state when Endodontists require...

@codygm Medicare Advantage is AMAZING for people who have “Dual Eligibility” because it opens up access to dental benefits and vision. The YMCA benefit, the OTC credits, its been amazing. If you are a QMB it is FREE. The biggest concern for most individuals is that you have to go through UHC...

@codygm Walmart+ ALSO has the discounted membership (6.99/mo) for individuals on Medicaid or SNAP which saves the stress of the store, comes with free Paramount+ (A MUST for anyone on benefits who escapes into a Star Trek series, Nickelodeon, Etc.) AND I can use my “healthy food” Medicare...