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@5dmkiii The real advice you’re giving is that ceteris paribus (all things being equal), get what derives you more pleasure. Makes sense to me. The best financial decision is to also eat dollar ramen everyday but it’s not all about the numbers. Do what you please as long as you’re smart about it...

@2piusx Get out of here with your nuance! Buy a 14k used Civic. Eat ramen. Don’t ever go out. If you buy a sports car because it is something you love in life despite investing and having good credit, you will still die destitute.