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@jaxadaisy Here's a good explanation of how accumulating ETFs work: https://indexfundinvestor.eu/2020/12/21/how-do-accumulating-etfs-actually-work/ Bale the ETF uses the dividend cash to buy more shares of the companies of the index it's tracking. Since I never the receive the dividends...

@hiltopp Keep in mind that the US imposes a 30% tax on dividends for non-resident aliens. There's also a 40% estate tax on assets over 60,000 USD. Not sure if the dividend tax is included in BPI's management fees, but GoTrade deducts this tax automatically whenever you get a dividend from a...